Personal Dork Assistant

Take advantage of your Bank of America credit card for a fast, convenient and easy way to obtain cash!

So promised the BofA mailing with the "convenience checks" linked to my credit card. If I can use the extra cash, I can deposit or cash one of the checks now. "It's an easy way to keep funds on hand." I can use these checks to pay bills any time. After all, "it looks just like one [check] from your checking account.*"

*For a reminder of the contractual terms associated with your account, please see the reverse side, where in small print it says: For ATM and convenience check advances, finance charges being on the date of the transaction. Now how fucking evil is that? Anyone who uses a credit card convenience check for "extra cash" might as well as slit their own throat and let the bank suck them dry. At least they can't collect if you're dead.